Making Cents of Your Healthcare Dollars
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Innovative Health Insurance Design is different from other insurance providers. We are insurance advisors for companies and individuals in the Richmond, Virginia area.

At Innovative Health, we meet with you personally to custom design a health care plan that is right for you, your employees, and your family at a lower cost than your traditional insurance.

Consumer Directed Health Plans >

Personal choice and planning are the keys to a richer health experience. Let us customize a plan for you today!

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Health Saving Accounts >

HSA's are new tax free personal medical savings accounts that can also be used as retirement plans.

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HRA's are personal, medical funds offered and controlled by the business owner. HRA's will rollover if they are unused.

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Flexible Spending Accounts >

FSA's are employer sponsored “use it or lose it” funds. With the proper education, FSA's can be a very useful tool.

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