What We Do
After an initial consultation to assess your current needs, we research all available insurance plans. Then, we present the options to you along with a full explanation of the benefits and any potential drawbacks. Innovative Health Insurance Design, unlike some companies who represent only one or just a few insurance carriers, we work with many carriers to assist you in making the best decision at an affordable rate.

We also introduce new options that many of our clients never knew existed, such as Health Savings Accounts (HSA), Heath Reimbursement Arrangements (HRA), and Flexible Spending Accounts (FSA). These options can save you up to 50% less than what you are currently paying for health insurance. As your advisor, it is our job to keep abreast of all new plans, coverage changes and insurance carriers then, present them to you.

For Small Business (2-99 people), we provide:
  • short and long-term disability insurance
  • life insurance
  • dental insurance
  • executive benefit plans
  • group benefits consulting
  • health savings accounts
  • health reimbursement accounts
  • flexible spending accounts
  • employee training
  • yearly (or as needed) reviews
  • on-call advisors for both employers and employees

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For Individuals, we provide:
  • short- and long-term disability insurance
  • life insurance
  • dental insurance
  • health savings accounts
  • health reimbursement accounts
  • flexible spending accounts
  • on-call advisors
  • yearly (or as needed) reviews

    learn more >

Learn more about Our Services >

Our Insurance Carriers
Below is a listing of some insurance carriers and other service providers we work with at Innovative Health Insurance Design.

  • Aetna
  • Allstate Worksite Divison
  • Anthem
  • ASAP Flex Plans
  • Assurant Health
  • Cigna
  • Delta Dental
  • Denex
  • Destiny Health Plans
  • Eflexgroup
  • Exec-u-Care
  • Golden Rule
  • Guardian
  • Health Savings Administrators
  • HSA Bank
  • Humana
  • John Alden
  • Meritain Health
  • Metlife
  • Optima
  • PacifiCare
  • Principal
  • Southern Health
  • The Choice Care Card
  • United Health Care

If you do not see the company that you are looking for, or need more information, please contact us.

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