Group Health Insurance
Innovative Health Insurance Design provides assessment, consultations, and insurance coverage to members of formal groups such as employees of a firm or members of an association. Since every group is different, it is our job to find the right plan for your group.
To find out more information, or to check the rates for group health insurance, please
click here to apply online!
HSA, HRA, and FSA
The days of a one-size-fits-all strategy are gone, so let Innovative Health Insurance Design show you how you might save you thousands of dollars over time. Innovative Health Insurance Design can provide additional benefits to businesses and individuals through various types of tax advantaged medical accounts such as
Health Saving Accounts (HSA),
Health Reimbursement Arrangements (HRA), and
Flexible Spending Accounts (FSA). These accounts complement major medical insurance and make your health benefits less expensive and more efficient on an after-tax basis.
We carefully blend health plans with these accounts to benefit your individual situation. The days of a one-size-fits-all strategy are gone, so let Innovative Health Insurance Design show you how you might save you thousands of dollars over time.
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Benefits Consulting
Innovative Health Insurance Design provides complete business consulting services for many benefit-related issues. We help plan, design, diagnose, and optimize your health plan for either individual or group benefits.
We can also provide information through a benefit benchmark analysis, to ensure your benefit plans as an employer compare favorably with your competition’s. Don't lose employees because your benefits don't stack up.
Both your human resources staff and your employees can consult with IHID at any time. In fact, we will even give presentations to groups within your organization or meet with you on an individual basis.
Contact us for more information >
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Individual and Family Health Insurance
Simply put, health insurance is protection against medical costs resulting from illness or injury. A health insurance policy is a contract between an insurance provider and an individual or group and outlines specified health care benefits at an agreed-upon price or premium, payable in either a lump sum or through installments. If your employer does not offer a health insurance plan, you may need to purchase health insurance on your own.
Innovative Health Insurance Design takes the guesswork and the legwork out of finding the best policy for you, and as advisors, can provide you with everything you need to know to secure the most coverage at the least expense. The cost and range of protection provided by your health insurance will depend on your insurance provider and the particular policy you select.
For an
instant online health insurance quote for you or your family, please
click here.
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Medicare
Innovative Health Insurance Design provides free individual counseling to help determine the best and most cost-effective coverage options for Medicare-eligible individuals. We keep up-to-date on the latest benefit changes such as the Medicare Modernization Act in order to provide the most comprehensive selection and advice to our clients.
Contact us for more information >
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Dental Insurance
Most dental care coverage places an emphasis on regular preventive care by covering small routine costs. A thorough examination by the dentist and a set of x-rays are all it usually takes to diagnose a problem.
Innovative Health Insurance Design researches dental insurance policies and helps consumers identify the best policies to cover their routine dental costs.
Contact us for more information >
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Disability Insurance
Innovative Health Insurance Design knows that becoming disabled through an injury or sickness can mean a significant loss of income and security. Disability Insurance provides an income to help cover expenses during the disability. We can help you identify insurance polices that will help cover these expenses without creating hardship for you and your family.
To find out more information, please
click here to apply online!
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Life Insurance
Life Insurance is the foundation of financial security for you and your family. It gives you peace of mind and protects your family, your investments, and your financial resources against the uncertainties of life.
At Innovative Health Insurance Design we will help you determine the coverage you need now and in the future. If your needs ever change through life events such as additions to your family, buying a new home, or changing jobs, we will help you reevaluate your coverage needs and secure the best policy at the least expense.
For a free, no-obligation life insurance quote, please
click here to apply online!
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