A Health Reimbursement Arrangement (HRA) is a tax-free account, established by an employer with a business of any size and is setup to help employees pay for eligible health care expenses that are not covered through the health insurance plan.

Employees cannot contribute money to this account; only the employer can credit the HRA on behalf of the employees. If the employee’s HRA has a balance at the end of the year, a portion or the entire unused amount may be rolled over to the next year for future health care expenses not reimbursed by a health plan.

Examples of Expenses that qualify for reimbursement through an employer funded Health Reimbursement Arrangement (HRA):

Dental Treatment Dental X-rays Dentures Dermatologist Diagnostic fees Drug addiction therapy Drugs (prescription) Ophthalmologist Optician Optometrist Oral surgery Vasectomy Vitamins (if prescribed) Wheelchair X-rays Fluoridation unit

Guide dog Gum treatment Gynecologist Hearing aids and batteries Hospital bills Hydrotherapy Insulin treatment Lab tests Therapy equipment Transportation expenses (relative to health care) Ultra-violet ray treatment Vaccines Vasectomy Antacids Allergy Medications

Pain Relievers Cold medicine Anti-diarrhea medicine Cough drops and throat lozenges Sinus medications and nasal sprays Nicotine medications and nasal sprays Pedialyte First aid creams Calamine lotion Stop-smoking programs Wart removal medication Antibiotic ointments Suppositories and creams for hemorrhoids Sleep aids Motion sickness pills

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